diff --git a/CHANGELOG.md b/CHANGELOG.md
index 944da029e..617eb1f13 100755
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -2,7 +2,7 @@
 # 🚀Changelog
 
 -------------------------------------------------------------------------------------------------------------
-# 5.8.30(2024-07-30)
+# 5.8.30(2024-07-31)
 
 ### 🐣新特性
 * 【core   】      Converter转换规则变更，空对象、空值转为Bean时，创建默认对象，而非null（issue#3649@Github）
@@ -22,6 +22,7 @@
 * 【core   】      修复FileUtil.file末尾换行符导致路径判断错误的问题（issue#IAB65V@Gitee）
 * 【core   】      修复FileTypeUtil.getType空指针问题（issue#IAD5JM@Gitee）
 * 【core   】      修复IdcardUtil.isValidHKCard校验问题（issue#IAFOLI@Gitee）
+* 【core   】      修复Convert.digitToChinese(0)输出金额无`元整问题`（issue#3662@Github）
 
 -------------------------------------------------------------------------------------------------------------
 # 5.8.29(2024-07-03)
diff --git a/hutool-core/src/main/java/cn/hutool/core/convert/Convert.java b/hutool-core/src/main/java/cn/hutool/core/convert/Convert.java
index dfe288a78..0f2f04d7e 100755
--- a/hutool-core/src/main/java/cn/hutool/core/convert/Convert.java
+++ b/hutool-core/src/main/java/cn/hutool/core/convert/Convert.java
@@ -1030,7 +1030,7 @@ public class Convert {
 	 */
 	public static String digitToChinese(Number n) {
 		if (null == n) {
-			return "零";
+			n = 0;
 		}
 		return NumberChineseFormatter.format(n.doubleValue(), true, true);
 	}
diff --git a/hutool-core/src/main/java/cn/hutool/core/convert/NumberChineseFormatter.java b/hutool-core/src/main/java/cn/hutool/core/convert/NumberChineseFormatter.java
index 668131d0a..14a5acd01 100644
--- a/hutool-core/src/main/java/cn/hutool/core/convert/NumberChineseFormatter.java
+++ b/hutool-core/src/main/java/cn/hutool/core/convert/NumberChineseFormatter.java
@@ -92,7 +92,7 @@ public class NumberChineseFormatter {
 	 */
 	public static String format(double amount, boolean isUseTraditional, boolean isMoneyMode, String negativeName, String unitName) {
 		if (0 == amount) {
-			return "零";
+			return isMoneyMode ? "零元整" : "零";
 		}
 		Assert.checkBetween(amount, -99_9999_9999_9999.99, 99_9999_9999_9999.99,
 				"Number support only: (-99999999999999.99 ~ 99999999999999.99)！");
diff --git a/hutool-core/src/test/java/cn/hutool/core/convert/ConvertTest.java b/hutool-core/src/test/java/cn/hutool/core/convert/ConvertTest.java
index 90540fc58..90adb2689 100755
--- a/hutool-core/src/test/java/cn/hutool/core/convert/ConvertTest.java
+++ b/hutool-core/src/test/java/cn/hutool/core/convert/ConvertTest.java
@@ -435,4 +435,12 @@ public class ConvertTest {
 		Assert.assertEquals(12, s);
 	}
 
+	@Test
+	public void issue3662Test() {
+		String s = Convert.digitToChinese(0);
+		Assert.assertEquals("零元整", s);
+
+		s = Convert.digitToChinese(null);
+		Assert.assertEquals("零元整", s);
+	}
 }