diff --git a/hutool-core/src/main/java/org/dromara/hutool/core/array/ArrayWrapper.java b/hutool-core/src/main/java/org/dromara/hutool/core/array/ArrayWrapper.java
index 20a30f66d..464b4dd0a 100644
--- a/hutool-core/src/main/java/org/dromara/hutool/core/array/ArrayWrapper.java
+++ b/hutool-core/src/main/java/org/dromara/hutool/core/array/ArrayWrapper.java
@@ -303,11 +303,25 @@ public class ArrayWrapper<A, E> implements Wrapper<A>, Iterable<E> {
 	 * @since 6.0.0
 	 */
 	public ArrayWrapper<A, E> setOrPadding(final int index, final E value, final E paddingElement) {
+		return setOrPadding(index, value, paddingElement, (this.length + 1) * 10);
+	}
+
+	/**
+	 * 将元素值设置为数组的某个位置，当index小于数组的长度时，替换指定位置的值，否则追加{@code paddingElement}直到到达index后，设置值
+	 *
+	 * @param index 位置
+	 * @param value 新元素或新数组
+	 * @param paddingElement 填充
+	 * @param indexLimit 索引限制
+	 * @return this
+	 * @since 6.0.0
+	 */
+	public ArrayWrapper<A, E> setOrPadding(final int index, final E value, final E paddingElement, final int indexLimit) {
 		if (index < this.length) {
 			Array.set(array, index, value);
 		} else {
 			// issue#3286, 增加安全检查，最多增加10倍
-			Validator.checkIndexLimit(index, this.length);
+			Validator.checkIndexLimit(index, indexLimit);
 
 			for (int i = length; i < index; i++) {
 				append(paddingElement);
diff --git a/hutool-core/src/main/java/org/dromara/hutool/core/collection/ListUtil.java b/hutool-core/src/main/java/org/dromara/hutool/core/collection/ListUtil.java
index 2ff88141e..66550508b 100644
--- a/hutool-core/src/main/java/org/dromara/hutool/core/collection/ListUtil.java
+++ b/hutool-core/src/main/java/org/dromara/hutool/core/collection/ListUtil.java
@@ -473,13 +473,31 @@ public class ListUtil {
 	 * @since 5.8.4
 	 */
 	public static <T> List<T> setOrPadding(final List<T> list, final int index, final T element, final T paddingElement) {
+		return setOrPadding(list, index, element, paddingElement, (list.size() + 1) * 10);
+	}
+
+	/**
+	 * 在指定位置设置元素。当index小于List的长度时，替换指定位置的值，否则追加{@code paddingElement}直到到达index后，设置值
+	 *
+	 * @param <T>     元素类型
+	 * @param list    List列表
+	 * @param index   位置
+	 * @param element 新元素
+	 * @param paddingElement 填充的值
+	 * @param indexLimit 最大索引限制
+	 * @return 原List
+	 * @since 5.8.28
+	 */
+	public static <T> List<T> setOrPadding(final List<T> list, final int index, final T element, final T paddingElement, final int indexLimit) {
 		Assert.notNull(list, "List must be not null !");
 		final int size = list.size();
 		if (index < size) {
 			list.set(index, element);
 		} else {
-			// issue#3286, 增加安全检查，最多增加10倍
-			Validator.checkIndexLimit(index, size);
+			if(indexLimit > 0){
+				// issue#3286, 增加安全检查
+				Validator.checkIndexLimit(index, indexLimit);
+			}
 			for (int i = size; i < index; i++) {
 				list.add(paddingElement);
 			}
diff --git a/hutool-core/src/main/java/org/dromara/hutool/core/lang/Validator.java b/hutool-core/src/main/java/org/dromara/hutool/core/lang/Validator.java
index bb5ed90f8..7dfd4f40c 100644
--- a/hutool-core/src/main/java/org/dromara/hutool/core/lang/Validator.java
+++ b/hutool-core/src/main/java/org/dromara/hutool/core/lang/Validator.java
@@ -1247,7 +1247,7 @@ public class Validator {
 	}
 
 	/**
-	 * 检查给定的index是否超出长度限制，默认检查超出倍数（10倍），此方法主要用于内部，检查包括：
+	 * 检查给定的index是否超出长度限制：
 	 * <ul>
 	 *     <li>数组调用setOrPadding时，最多允许padding的长度</li>
 	 *     <li>List调用setOrPadding时，最多允许padding的长度</li>
@@ -1255,13 +1255,13 @@ public class Validator {
 	 * </ul>
 	 *
 	 * @param index 索引
-	 * @param size  数组、列表长度
+	 * @param limit 限制大小
 	 * @since 6.0.0
 	 */
-	public static void checkIndexLimit(final int index, final int size) {
+	public static void checkIndexLimit(final int index, final int limit) {
 		// issue#3286, 增加安全检查，最多增加10倍
-		if (index > (size + 1) * 10) {
-			throw new ValidateException("Index [{}] is too large for size: [{}]", index, size);
+		if (index > limit) {
+			throw new ValidateException("Index [{}] is too large for limit: [{}]", index, limit);
 		}
 	}
 }
diff --git a/hutool-json/src/main/java/org/dromara/hutool/json/JSONArray.java b/hutool-json/src/main/java/org/dromara/hutool/json/JSONArray.java
index 704c63406..59541f43f 100644
--- a/hutool-json/src/main/java/org/dromara/hutool/json/JSONArray.java
+++ b/hutool-json/src/main/java/org/dromara/hutool/json/JSONArray.java
@@ -455,7 +455,7 @@ public class JSONArray implements JSON, JSONGetter<Integer>, List<Object>, Rando
 			// issue#3286, 如果用户指定的index太大，容易造成Java heap space错误。
 			if (!config.isIgnoreNullValue()) {
 				// issue#3286, 增加安全检查，最多增加10倍
-				Validator.checkIndexLimit(index, this.size());
+				Validator.checkIndexLimit(index, (this.size() + 1) * 10);
 				while (index != this.size()) {
 					// 非末尾，则填充null
 					this.add(null);